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Daily rate is based on 24 hours; there is a 30 minute grace period for return, after 30 minutes late, hourly charges may apply. After 120 minutes late, a full-day late charge will be applied.

Minimum rental is 1 day.

Once we receive your online reservation request, we will process it and send you a reservation confirmation letter, Please provide valid information as we might have to contact you to finalize the booking if you did not leave your credit card information for deposit to secure the rental car.

Please note that we will charge a deposit to secure the car for your reservation, customer can provide their credit card information online or phone-in to our office. Customer need to make sure to bring and present that credit card at time of rental, a different method of payment can be used at time of rental but the credit card used for reservation must be present as well.

If you require multiple vehicles for the same or overlapping time periods, please make sure to use a different name for each reservation otherwise the duplicate name reservation will automatically be cancelled. Mr. Rent-A-Car will not be responsible for any canceled reservations.

You must contact the rental office to inform of the delay if the delay will be greater then 2 hours prior to the scheduled arrival time in order for the car to be held. Every effort will be made to accommodate based on fleet availability. However during the peak seasons, any uninformed delays beyond 30 mins will be considered a “No-show” and Mr. Rent A Car reserves all the right to release the reservation for next customer. Cost of upgrading to other size of vehicles will be borne by customers. Mr. Rent A Car cannot be held responsible for upgrading vehicle during unavailability of the reserved vehcile type due to uninformed delayed arrivals.

Please note that during peak season, once we confirm and hold the car for your reservation, if for any reason the delay occurred , the delayed pickup time will be arranged but the return time will stay the same as the original reserved return time. Any overage return during peak season will result on a penalty and extra daily rate will apply instead of a normal rental daily rate.

To extend a rental from your originally scheduled return time, you must contact your rental location. A service fee of $20.00 will apply and your original per-day rental rate may change.

For YVR arrival customer, Please call 604-303-0063 when you are in the baggage claim area, after contact us, you can proceed to the designated pickup location await for the pick up service. For the pick up locations on domestic and international, please refer to our online link for video demo.

For all other rental except Airport location rental, shuttle service is available per-arranged. An surcharge may apply to distance within 10 KM. from our rental office. Please phone the local rental office to arrange for the pick up service if needed.

Rental Conditions and Reuqiements

A valid government issued Drivers license is required at the time of rental, we only accept original documents and no photo copy will be accepted. If an international driving permit is used, the original drivers license must accompany the permit for the rental.

In some cases when license does not contain a photograph such as a temporary license, another piece of government issued photo ID will be needed.

Customer will need a major credit card in their own name at the time of the rental. Although customer can choose to pay their rental in a different way, a credit card is required to do an authorization hold, and that will act as a SECURITY HOLD for the rental. Authorization hold is not a payment, but customer must have the equivalent credit amount available at the time of rental. (see below)

Economy to Full-size : $500 for age 25 and over, $1000 for age 21 to not yet 25,

SUVs, Premium or Mini Vans, Pick-up truck, 6 seats and up : $1000 for age 25 and over,

Luxury & Sport cars : $2500 for age 25 and over, due to luxury class difference, please call for under age rental

Acceptable Major Credit Card for authorization hold is limited to VISA, MASTERCARD, and AMERICAN EXPRESS ,with renter’s name on it. WE DO NOT accept any prepay credit card, debit VISA or debit MASTERCARD or UNION PAY for authorization hold.

In Canada Liability or Property Accident Insurance and Collision Insurance is required on all vehicles. Customer can bring their own car rental insurance or purchase an Damage Waiver(ODW) from us. Customer bringing their own insurance is subject to a plate usage and insurance transfer administration fee. Customer using their own rental insurance needs to bring us the original written policy paper as we need to obtain a copy of the said policy. Daily, Weekly, and Monthly rates quoted on the reservation page does not include insurance.

For rentals 90 calendar days and over , it’s considered as a short term leasing. It is subject to purchase at lease the minimum basic insurance package from Mr. Rent A Car as no other insurance will be valid for this kind of rental, that includes any rental or substitute vehicle insurance or the credit card insurance.

The age of majority to rent a car is 25. Person age 19 to but not complete 25 can rent car as well but an underage surcharge will apply.

A class 5 BC license or equivalent is required for car rental. If renter hold a BC class 7 or equivalent license, he or she might rent the car with a new driver surcharge. For conditions to rent and operate any passenger vehicles over 10 seating spaces, renter must be over 25 years of age and carry a minimum of a class 4 BC license or equivalent, this includes any additional drivers who will be operation the above said vehicles. **Driver with a learner’s license class L does not qualify to rent and/or operate any type of rental vehicles.

Payment in full is required at the time of rental.

Acceptable payment method includes VISA, MASTERCARD, AMERICAN EXPRESS, DEBIT , WE CHAT PAY, AND CASH.

Additional drivers must meet all qualifications as the primary driver in regards to age, and license requirements. The person operating the rental car beside the renter must add their names to the contract. Additional driver/s fee might apply.

For Non-Local/Airport Customers, unlimited Kilometers may be available only when the rental vehicle remains within the province of the rental location. If the rental vehicle is traveling outside of the province of rental location, mileage will be limited to 200 km per day, 1400 km per week, or 3000 km per month with an additional $0.25 per kilometer for excess kilometers. Unlimited mileage is not available to local customers. Local customers are restricted to 200 km per day. For non-standard vehicle rentals such as Vans and Luxury Cars , kilometer restrictions will apply per category. Contact us for specific details for these vehicle types. Additional charges will apply for out of province or cross border travel and must be approved before rental is taken.

Canada and USA allowed only with written permission from the Mr Rent A Car Office. Traveling outside of the province of the original rental location will incur additional charges.

Certain geographical restrictions may still apply. Vehicles taken outside of the province or bordering province or state without our written permission will receive 100 kilometers per day and a charge of 0.25CAD per each additional kilometer. Vehicles are not permitted to travel into Alaska, the Yukon, the North West Territories, Nunavut or Mexico.

Vehicles must be returned with the same amount of fuel as at the start of rental to avoid refueling charges.

No pets are allowed inside the rental car except a service dog. Smoking of any kind including electric vape is prohibited in the rental car. A cleaning fee minimum of $500 cleaning and deodorizing fee will be charge to renter should the above describe happened.

Mr. Rent A Car reserves the right to cancel the reservation or refuse rental without any further reasons.

Mr. Rent-A-Car reserves the right to change above terms and conditions without any notice.

Frequently Asked Questions

We have rental locations in various cities namely- Vancouver, Richmond, Burnaby, Coquitlam and Calgary. We also offer airport rentals at VYR and YYC International Airports. Please visit our Locations page for detailed addresses and contact information.

Renters must be at least 21 years old. A young driver surcharge may apply to renters under 25.

You need to bring a valid driver’s license, a credit card in the renter’s name, and a confirmation of your reservation.

Yes, you can extend your rental period by contacting our customer service. Additional charges will apply.

Vehicles should be returned with the same amount of fuel as when rented. If not, a refueling fee will be charged.

Yes, we offer one way rentals between our locations. Additional fees may apply.

You can make a reservation online through our website, by calling our customer service hotline, or by visiting any of our rental locations.

What information do I need to provide to make a reservation?

No, we do not accept debit cards.

We offer a wide range of vehicles, including economy cars, SUVs, luxury vehicles, and vans. Please visit our Fleet page for more details.

Yes, all our rental cars come with basic insurance coverage. Additional coverage options are available for purchase.

Yes, you can add additional drivers for a nominal fee. All additional drivers must meet the same rental requirements as the primary driver.

Yes, we offer GPS units and child seats for an additional fee. Please request these at the time of reservation.

In case of an accident, contact the local authorities and our customer service immediately. For breakdowns, our roadside assistance service is available 24/7.

Rental rates are calculated based on the type of vehicle, rental duration, and mileage. Additional fees may apply for extra services or equipment.

We accept major credit cards, and, in some locations, cash. Please check with your rental location for specific details.

Yes, a security deposit is required at the time of rental. The amount varies based on the vehicle type and rental duration.

You will need to provide a valid driver’s license, a major credit card, and your contact details.

Vancouver Vancouver to Car Rental

Self‑Drive Car Rental Insurance: Complete Protection for Independent Drivers

Rent a Car in Vancouver

Stay protected on every drive. Mr Rent A Car’s self-drive car rental insurance covers collisions, theft, third-party liability, and more. Book confidently today.

At Mr Rent A Car, we understand the freedom that comes with a self-drive rental—it’s flexible, convenient, and gives you full control of your journey. Whether you’re heading out for a road trip across Canada or simply need a temporary ride for your day-to-day activities, self-drive car rental offers the ultimate independence.

But with freedom comes responsibility. That’s why we emphasize the importance of having the right self-drive car rental insurance to safeguard yourself, your passengers, and the vehicle. From minor fender-benders to unexpected breakdowns, insurance coverage ensures your trip doesn’t take a costly turn.

Let’s explore what self-drive insurance includes, why it matters, and how Mr Rent A Car makes it seamless.

Car Rental Insurance

What is Self‑Drive Car Rental Insurance?

Self-drive rental insurance is designed to protect you while you’re behind the wheel of a rental car. Unlike chauffeur-driven options, you’re in full control—and that means you assume greater responsibility for damages, liability, and legal compliance.

What’s Included in Our Self-Drive Insurance Package?

When you rent with Mr Rent A Car, your safety and comfort come first. Here’s what our insurance offers:

1. Collision Damage Waiver (CDW)

CDW limits your financial liability for damage caused to the rental vehicle due to an accident, whether it’s your fault or not. You’ll only be responsible for a small deductible, not the full cost of repair.

2. Third-Party Liability

This is crucial coverage that protects you in case someone else is injured or their property is damaged while you’re driving the rental. Our policy covers legal costs and claims up to the set limit.

3. Theft Protection

Worried about vehicle theft or vandalism? Our Theft Protection coverage ensures you’re not on the hook for the full value of the rental car if it’s stolen or broken into.

4. Personal Accident Insurance (PAI)

PAI provides financial support in the event of accidental injury or death to the driver or passengers during the rental period. Medical bills can be stressful—this helps ease that burden.

5. Glass and Tire Damage

Flat tire on the highway? Windshield chipped from gravel roads? These are some of the most common—and expensive—issues that can occur during self-drive rentals. We’ve got it covered.

6. 24/7 Roadside Assistance

With full insurance, you also get round-the-clock roadside support. Whether it’s a dead battery, fuel shortage, or a lockout, help is just a call away.

Why Do You Need Self‑Drive Insurance?

Here are a few key reasons why insurance is a non-negotiable for self-drive rentals:

Legal Requirement: In Canada, liability insurance is legally required when operating any motor vehicle.

Financial Protection: Accidents happen—even to the most careful drivers. Insurance saves you from paying out-of-pocket for repairs, injuries, or third-party damages.

Travel Confidence: Whether you’re exploring BC’s coastal highways or city-driving in Montreal, insurance lets you drive without worry.

Rental Terms Compliance: Most rental agencies, including Mr Rent A Car, require valid insurance before releasing the vehicle for self-driving use.

Self-drive insurance is essential for independent drivers because standard personal car insurance typically does not cover rental vehicles. Without it, you could be personally responsible for heavy out-of-pocket expenses if an accident, theft, or other unforeseen incident occurs.

The primary reasons you need this protection include:

1. Financial Protection and Risk Mitigation

  • Avoid High Repair Costs: If the rental vehicle is damaged, a Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) releases you from paying the full cost of replacing or repairing it.
  • Theft Safeguards: Theft Protection (TP) ensures you are not held liable for the car’s full value if it is stolen.
  • Excess Reduction: Most basic rental policies come with a high “excess” (deductible) that you must pay first. Additional insurance can reduce this liability to a much smaller amount or even zero.
  • Third-Party Liability: In many countries, it is a legal requirement to have insurance that covers injury to other people or damage to their property caused by the rental vehicle.
  • Business Necessity: For companies that lease or hire vehicles, self-drive hire insurance is a legal requirement to protect the business against risks that could threaten its profitability.

3. Personal Health and Safety

  • Medical Expense Coverage: Personal Accident Insurance (PAI) helps pay for medical costs for both you and your passengers in the event of an accident.
  • Assistance Services: Many policies offer Roadside Assistance to help if the car breaks down, runs out of fuel, or gets a flat tire during your journey.

4. Protecting Your Belongings

  • Personal Effects Coverage (PEC): This covers personal items, such as laptops or luggage, that may be stolen from the rented vehicle.
car rental insurance

Can I Use My Own Insurance?

Yes, if your personal auto insurance or credit card offers coverage for self-drive rentals, we’ll verify the details upon booking. However, we always recommend confirming:

  • The coverage limit for rental vehicles
  • Whether damage, theft, and liability are all included
  • If the policy is valid for the province or territory you’re driving in

For those who want no gaps and no surprises, our in-house coverage remains the most convenient and reliable option.

Booking a Self-Drive Rental with Insurance

Renting a self-drive car with full insurance is quick and simple at Mr Rent A Car:

1. Visit www.mrrentacar.com 

2. Select your pickup/drop-off location and travel dates

3. Choose your preferred vehicle

4. Add full insurance during checkout

5. Confirm your booking and get ready to roll!

You’ll receive a confirmation with all insurance details, so you know exactly what’s covered before you even start the engine.

1. Standard Booking Process

  • Select Provider and Vehicle: Visit a rental website or app to choose a car based on your needs, filtering by type (SUV, sedan, etc.), price, and fuel policy.
  • Complete KYC: Upload essential identity documents for verification, which typically include a valid driving license and a government-issued ID like an Aadhaar card.
  • Review Pricing: Check the total cost, which may include the base rental rate, insurance add-ons, and a refundable security deposit.
  • Confirmation: Once you pay via credit card, UPI, or other digital methods, you will receive a booking confirmation and, later, a rental agreement and insurance certificate.

2. Insurance Coverage Options

Most reputable rental companies provide basic insurance by default, but you can choose to broaden this coverage:

  • Third-Party Liability: Often mandatory, this covers damages or injuries caused to other people or their property.
  • Collision Damage Waiver (CDW): Reduces or removes your financial liability for damage to the rental car’s body due to accidents.
  • Theft Protection: Protects you if the vehicle is stolen or robbed during the rental period.
  • Super Collision Damage Waiver (SCDW): An add-on that typically covers parts excluded by standard CDW, such as glass, mirrors, and wheels.
  • Personal Accident Insurance (PAI): Covers medical and ambulance costs for the driver and passengers in the event of an injury.

3. Essential Tips for a Safe Rental

  • Inspect the Vehicle: Before driving off, check the car for existing scratches or dents and verify the fuel level. Take photos or videos to avoid being charged for pre-existing damage.
  • Understand the Deductible: Check the “deductible” (the amount you must pay out-of-pocket before insurance kicks in). Complete coverage often features a “zero deductible”.
  • Avoid Policy Exclusions: Insurance can be voided if the vehicle is driven by an unauthorized driver, used for off-road driving, or if the driver is under the influence of alcohol or drugs.
  • Report Incidents Immediately: In case of an accident, notify the rental support team immediately and file a police report within 24 hours to ensure your insurance claim is valid.
car Stay protected on every drive. Mr Rent A Car’s self-drive car rental insurance covers collisions, theft, third-party liability, and more. Book confidently today.

Final Thoughts

When it comes to driving a rental car on your own terms, self-drive insurance is your best co-pilot. At Mr Rent A Car, we make sure your rental experience is smooth, secure, and worry-free. Whether you’re renting for a day or a month, insurance coverage is the smartest investment you can make.

We’ve tailored our plans to suit all drivers—from tourists to locals, young drivers to business travellers—because your safety and convenience matter to us.

Book today and take the road with confidence. Mr Rent A Car has you covered.

By choosing a professional provider like Mr. Rent a Car, you ensure that your journey is backed by high industry standards. Always remember the three pillars of a successful rental: transparency, preparation, and protection. Insisting on a “Level-to-Level” fuel policy keeps your costs fair, having your mandatory credit card ready ensures a professional check-in, and selecting the right insurance coverage gives you the peace of mind to enjoy the drive without worrying about the “what-ifs.”

For families, the addition of a properly fitted car seat turns a standard rental into a safe haven for your most precious cargo, allowing you to focus on creating memories rather than managing logistics. And for the independent spirit, self-drive insurance provides the ultimate safety net, ensuring that the freedom of the open road doesn’t come with unexpected financial risks.

As mobility continues to evolve, staying “asset-light” and choosing flexible rental solutions is the smartest way to travel. Your next adventure is just a few clicks away—take the wheel with confidence, knowing you have the tools and knowledge to make every mile count.

Frequently Asked Questions (FAQs)

What is included in the Mr Rent A Car self-drive insurance package?

Our comprehensive package includes a Collision Damage Waiver (CDW), Third-Party Liability, Theft Protection, and Personal Accident Insurance (PAI). We also provide coverage for glass and tire damage, along with 24/7 Roadside Assistance for issues like dead batteries or lockouts.

Is a credit card mandatory for booking a self-drive rental?

Yes, a major credit card in the primary driver’s name is a mandatory requirement for the security hold. This is a professional standard that guarantees your reservation and ensures compliance with rental terms.

What does the “Level-to-Level” fuel policy mean?

This policy ensures transparency and fairness by requiring you to return the vehicle with the same fuel level it had at the start of the rental. It helps you avoid extra refueling service charges and ensures you only pay for the fuel you actually use.

Can I use my own personal auto insurance for the rental?

Yes, we can verify your personal auto insurance or credit card coverage upon booking. However, you should confirm your coverage limits, whether it includes theft and liability, and if it is valid in the specific province where you are driving.

How do I report an accident or damage during my rental?

You must notify the rental support team immediately and file a police report within 24 hours. Prompt reporting is essential to ensure your insurance claim remains valid and that you receive necessary assistance.

Does the insurance cover all types of damage?

Standard insurance covers collisions and theft, but certain actions can void your policy, such as driving under the influence or off-road driving. For more complete protection, we offer a Super Collision Damage Waiver (SCDW) that covers typically excluded parts like mirrors and wheels.

Are there any age restrictions for renting with insurance?

We tailor our plans to suit all drivers, including young drivers and business travelers. However, specific age requirements and potential surcharges may apply depending on the vehicle category and local regulations.

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